Just read a great article by Agent Entrepreneur about the trends we are seeing and expect to see in 2017.  Overall, it looks like most leaders agree 2017 will match or slightly exceed 2016 levels.  With the impending regulation changes the incoming administration has made part of their campaign promises, there seems to be some excitement among the industry.  One interesting part of the article related specifically to GAP and how the negative equity and extended term financing is causing GAP loss ratios to skyrocket.  Every administrator seems to be watching these loss ratios closely.  http://ae-emagazine.com/featured-articles/industry-trends-for-2017/